Voluntary Retirement Savings Plans

As a Resident or Fellow in a CU GME training program, you may choose to participate in the CU 403(b), PERA 401(K) and/or the PERA 457 Voluntary Retirement Savings Plans​.

Some considerations

  • ​​Reduce current taxable income by the amount of your contributions.
  • Accumulate money for retirement.​
  • Pay no income taxes on contributions made or interest earned until money is withdrawn from the investment plan.
  • Begin participation or change contributions anytime throughout the year (no mandatory open enrollment period).
  • Directing your retirement plan contributions is a decision that involves your personal financial goals and current situation. GME personnel are not permitted to advise you. Please contact Employee Services.​ 

About your contributions

  • ​​No “employer” match is available to the Resident or Fellow with these Voluntary Savings Plans.​
  • Contributions to any combination of voluntary retirement savings plans such 403(b) or 401(K), including those at different employers, cannot exceed a total of $19,500, or 100% of your total eligible annual income, whichever is less. 
  • Contributions to a 457 Plan allow a separate, additional contribution of up to $19,500 annually.​

These planes are administered by CU Employee Services, not GME Benefits. CU GME does not provide any further information on these plans.

Review information on the CU Employee Services Voluntary Retirement Savings Page or call Employee Services at 303-860-4200.


PERA 401(k) and PERA 457 Plans:
You may also call 800-759-7372 or visit the Colorado PERA website, www.copera.org​ for information regarding these plans.​

 

Flexible Spending Account

Flexible Spending Account Options for CU GME Residents - (Pre-Tax Savings Plans)​

Dependent Care Flexible Spending Account (DCFSA)

  • Allows pre-tax deduction from your stipend, minimum of $10 per month up to $5,000 ($2,500 if you are married and file your taxes separately) each plan year, for you to use to pay for eligible day care expenses for your federal tax dependents so you, (and your spouse, if you are married) can work, look for work or attend school full-time.
  • This contribution IS NOT for your dependent spouse’s or children’s healthcare expenses. 

Health Care Flexible Spending Account (HCFSA) 

  • Allows pre-tax deduction from your stipend, minimum of $10 per month up to $2,700 each calendar year, for you to use to pay for certain eligible out-of-pocket medical, dental and vision expenses not covered or reimbursed by your insurance and incurred by you or your federal tax dependent(s).

How to use your plan

  • Carefully review the DCFSA and HCFSA information​​​​ for instructions on how to use your flexible spending account or submit a claim for reimbursement (Remember: the only options available to CU GME residents and fellows are the Dependent Care Flexible Spending Account and/or Health Care Flexible Spending Account.)
  • Visit the ASI Website (opens in new tab) to view eligible expenses, obtain a claim form to request reimbursement, etc. 
  • Contact Employee Services at 303-860-4200 or benefits@cu.edu with questions about these plans or how to enroll.

Contributions

  • Contributions are for the plan year (July 1-June 30th). However, for tax purposes you are responsible for tracking your total calendar year (January 1-December 31) contributions, including any contributions made by your spouse.
  • Carefully consider your contribution amount. If you set aside more money than you actually spend and submit receipts for, you will lose the unspent difference. 

Enrollment Guidelines

  • Enrollment in a DCFSA or HCFSA must be completed within 31 days of a qualifying event, e.g. new hire, marriage, or birth of a child or during the open enrollment period (generally held in April/May).
  • Participation in the DCFSA and HCFSA IS NOT automatic. You must re-enroll during each open enrollment to begin or continue deductions. Enrollment is IRREVOCABLE. 
  • ​Remember, enrollment through Employee Services is for the HCFSA and/or DCFSA only. Your medical, dental, life and disability plans are through CU GME. GME does not provide any further information or guidance about these plans. 

How to Enroll

  1. Download the Benefits Enrollment/Change Form from the Employee Services website
    1. From University Staff Benefits webpage, select "Forms and Documents" tab in the left-hand column. Scroll down to the "Benefits Enrollment/Change Forms: Faculty, Officers and University Staff". 
  2. On page 1, complete the ENROLLMENT TYPE and EMPLOYEE INFORMATION. (The Employee ID Number is your 6 digit CU ID number.)
  3. On page 3, complete section 2, "Cafeteria Plans," with the information pertaining to your enrollment in the DCFSA and/or HCFSA.
  4. On the top of pages 2-6, make sure that your Employee ID number (6 digit CU ID number) and your name are printed where indicated. Write N/A across sections 1, 3, and 4  as these sections do not apply to you.
    1. The entire form must be submitted to Employee Services to complete your enrollment. Partial forms will not be processed.
  5. Print the entire form. Read, sign and date the Authorization and Signature portion of page.
  6. Mail, fax or hand deliver your completed Benefits Enrollment/Change Form and supporting documents to the Employee Services office as stated on the form.

Employee Services MUST receive your completed form by the prescribed deadline. No exceptions are made to enrollment deadlines.


 

NOTE: This is not an Employee Services document. If there are any discrepancies between this document and Employee Services policies and procedures, the relevant plan documents, Employee Services policies and procedures, and any applicable federal and state laws will govern. 

  

Workers Compensation

Work-Related Injuries, Needle-Stick, or Body Fluid Exposures (Workers' Compensation Claim Procedures)

What to do and where to go 

Seek Medical Treatment

  • Residents who experience a work-related injury, needle-stick or body fluid exposure (BFE) should seek immediate medical attention.
    • If it is an emergency, go to the Emergency Room of the hospital where the work-related injury occurs.
  • Please find site specific guidance at University Risk Management Site under the “University of Colorado at Denver | Anschutz Medical Campus” tab.
    • If your location is not listed, go to the nearest emergency room or facility that can perform a blood draw.  
  • Additional information is posted on the University Risk Management website, University Risk Management/Worker's Compensation Website.

University of Colorado Hospital -

  • Go to the Infectious Disease Clinic at Anschutz Outpatient Pavilion, 1637 Aurora Court, 7th floor, 8:00 a.m. – 4:00 p.m. Monday through Friday. 
  • Go to the Emergency Department, Anschutz Inpatient Pavilion at all other times.

Denver Health Medical Center (DHMC) -

  • The Occupational Health and Safety Center (605 Bannock St., Pavilion H, 4th Floor) is available 8:00 a.m. - 3:30 p.m. Monday through Friday.
  • Go to the Emergency Room at all other times.

Other Facilities -

  • For other facilities or rotations, refer to their internal information and/or supervising staff regarding where to seek immediate medical attention.​


Who to Contact about Work-Related Injuries & Exposures

  • Report work-related injuries to University Risk Management, and follow their protocol.
  • Direct any workers’ compensation questions to University Risk Management (303) 860-5682 or (888) 812-9601 or riskmgmt@cu.edu.
  • University Risk Managementnot your health insurance, is responsible for payment of services related to a compensable, work-related injury, needle-stick, or body fluid exposure.

 

Claims & Bills

  • You must file an online Employee Injury Report Form or Needlestick or Body Fluid Exposure Report Form within 4 days of the injury or exposure.
  • Failure to file this form timely may result in penalties to you, including financial responsibility for treatment.
  • Workers' Compensation coverage pays for reasonable and necessary medical expenses from designated providers with no co-pays or deductibles for compensable claims.
    • It also may​ preserve the resident's rights in the event the injury requires recovery time off work, future treatment, etc.

Send bills from authorized medical providers for a work-related occurrence to:

University Risk Management
1800 Grant St., Suite 700
Denver, CO 80203
Phone: 303-860-5682
Fax: 303-860-5680
Email: riskmgmt@cu.edu

Immunizations, TB Screenings & Mask Fits

Immunization/TB test records are not maintained within GME and are not accessible at or through the GME Office. You may email PROHealth, the designated provider for CU GME’s immunization program, at PROHealth@dhha.org to request a copy of your immunization documentation. Phone requests are not permissible. Your email will serve as your consent for release of records. Records will be provided only to you (no third parties) via email. You should keep a copy of these records and can then provide directly to requesting entities.

Beginning in July 2020, PROHealth will be tracking resident mask fit sizes. This information will be maintained by PROHealth and can be requested following the same procedure as requesting Immunization Records (see above).  Program Coordinators can also request this information from GME.  

NOTICE TO RESIDENTS: You will initially be fitted for masks that meet Denver Health requirements. You may need to be fitted for other styles of masks at other facilities as you rotate. 

Immunization Information & Forms (links below open pdf)

Contact Information Regarding Immunizations & TB Screens

CU GME Benefits Office

PROHealth

  • Center for Occupational Safety & Health (COSH) Denver Health 605 Bannock St. 4th floor MC 1423
    Denver, CO 80204

Childcare Benefits


CU Human Resources is launching a new family care subscription program for CU Anschutz Medical Campus faculty, staff, and residents/fellows. Through a partnership with Care@Work by Care.com, CU Human Resources is providing premium Care.com subscription memberships to all CU Anschutz Medical Campus employees (including residents/fellows). 

Membership to the Care.com search services will include:

Care.com Membership: Premium, unlimited access to Care.com to post a job or search for caregivers including childcare providers, tutors, virtual care and learning support, pod teachers, nannies, nanny shares, senior caregivers, pet walkers and sitters, house cleaners and more.  

Tuition Discounts: Discounts on full-time or part-time tuition available at participating childcare centers.

Backup Care for Children & Adults: Access to in-home or in-center vetted and subsidized care when regular, planned care is not available due to COVID-19-related circumstances. (Examples include daycare or school closures due to COVID-19, before -or after-school care closures due to COVID-19, adult care facility closures due to COVID-19, and related reasons.)

  • Eligible employees may use up to 10 care days per year of backup care for either child or adult care.
  • Backup care co-pays will be as follows:
    • $6/hour for in-home childcare or adult care
    • $20/day for in-center childcare

Importantly, residents/fellows will go through Care@Work website in order to check eligibility and enroll in CU Anschutz subscription and backup care benefits.  Going directly to the public Care.com website will not take you to the required enrollment questions and process.

Questions?
Faculty and staff eligibility questions: hr.familysupportprogram@cuanschutz.edu

Program benefits and enrollment questions: careteam@care.com

The Care@Work program will be in place through the end of the summer, 2021.  

Graduate Medical Education (SOM)

CU Anschutz

Fitzsimons Building

13001 East 17th Place

N4223

Aurora, CO 80045


303-724-6031

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