Benefits for GME Trainees (and Dependents)

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Eligible residents and fellows have group term life insurance. No proof of good health is required. You must however, complete the Life Insurance Beneficiary Designation Form and list your beneficiary(ies). This policy is for the resident or fellow only and is not available for other family members. The policy has no cash value.

Coverage Highlights

• $50,000 term life insurance
• Additional $50,000 for accidental death or dismemberment 
• Accelerated benefits if diagnosed with terminal illness and meet eligibility requirements
• Coverage terminates on the last day of your training
• Review Coverage Details - Certificate of Life Insurance (opens pdf)

Beneficiaries

The carrier will make payment to the most recently named beneficiary if you die while insured under this coverage. The beneficiary is the person you named on the Life Insurance Beneficiary Designation Form (opens pdf). Definitions and instructions regarding beneficiaries are on the Life Insurance Beneficiary Designation form.

To Change Beneficiaries:

Complete a new Life Insurance Beneficiary Designation Form​​. After you complete the form, return it to [email protected]. 

Accelerated Benefits

The Accelerated Benefit allows you to receive an early payout of a portion of your group life insurance benefit if you are diagnosed with a terminal illness and meet eligibility requirements.

Accidental Death and Dismemberment Insurance (AD&D)

In addition to basic life insurance coverage, this policy provides you with $50,000 in Accidental Death and Dismemberment (AD&D) coverage. Accidental death benefits are payable to your named beneficiary if you die from an accidental bodily injury while insured under this coverage. Accidental dismemberment benefits may be payable if you suffer a covered dismemberment. The AD&D coverage may also help protect against certain financial losses resulting from a variety of accidents. ​

Extra Features of this plan

• As a participant in this group life insurance, you also have Travel Assistance
• Standard Life Services Toolkit
  
  

Conversion and Portability Information for Exiting Residents

• Frequently Asked Questions
• Conversion Application
• Portability Application

Exiting Residents may have options for conversion or portability of your current group life insurance within 31 days of exit through Standard Insurance Company. 

Contact Standard Insurance Company Continued Benefits at 1-800-378-4668 with questions. 

Group Coverage Highlights

• Resident pays no premium for this coverage while in training.
• Plan is offered by the Standard Insurance Company, AM Best A rated company.
• Monthly disability benefits payable beginning the 91st day of disability.
• Benefit period to age 65.
• Monthly benefit levels:
             PGY I & II $3,000
             PGY III & IV $3,500
             PGY V & above $4,000

Vacation

Residents receive 4 weeks of paid vacation each Post Graduate Year (PGY). Vacation may include up to one week for educational purposes, such as attending conferences or other approved educational activities. One week of vacation equals 5 business days and 2 weekend days.

 

Sick, Wellbeing & Bereavement Leave

Residents receive up to 2 weeks of paid Sick, Wellbeing, and Bereavement Leave per PGY. Sick leave begins accruing upon employment and may be used for your own or an eligible family member's illness, injury, preventive medical care, mental health needs, bereavement, and other qualifying circumstances outlined in the GME Leave Policy. Residents should follow their program's procedures for requesting and approving leave.

 

Leave of Absence

Residents may be eligible for several types of protected leave, including Family and Medical Leave Insurance (FAMLI), Family and Medical Leave Act (FMLA), medical leave, parental leave, caregiver leave, military leave, and other approved leaves of absence. Depending on the type of leave and eligibility, residents may qualify for job protection, partial wage replacement, or paid leave benefits

Leave Resources

GME FAMLI & FMLA Information

This resource provides an overview of FAMLI and FMLA benefits available to GME residents, including eligibility, pay, and job protections for medical, parental, caregiver, and qualifying family leave. It also outlines the leave request process and provides tools and resources to help residents understand their benefits, estimate pay during leave, and submit a leave request.

How to Submit a FAMLI/FMLA Request

Step-by-step instructions for requesting a leave of absence, including when to notify your program, how to submit your request through the CU Portal, and what to expect throughout the approval process.

FAMLI Benefit Estimator

Estimate your expected Colorado FAMLI wage replacement benefit and see how available supplemental leave may help you receive up to 100% of your pay during eligible leave. This calculator was recently updated to reflect current benefit percentages.

GME Leave Policy 

Review the complete Graduate Medical Education Leave Policy, including vacation, sick/wellbeing leave, bereavement, jury duty, FAMLI, FMLA, military leave, eligibility requirements, and pay options during approved leave.

 

Need Assistance?
For questions regarding a Leave of Absence, eligibility, or the leave request process, please contact OME HR ([email protected]) for assistance.

Explore mental and physical wellness benefits available for GME Trainees. 

• Resident Crisis Resources
• Mental Health Clinics & Routine Care (NEW options available to residents)
• Local Support Groups
• Self-guided Resources
• Self-Screening Tools
  

You can also check out Wellness Programs (opens in new tab) for members of the CU Health Plans. 

What to do and where to go 

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Seek Medical Treatment

• Residents who experience a work-related injury, needle-stick or body fluid exposure (BFE) should seek immediate medical attention.
  • If it is an emergency, go to the Emergency Room of the hospital where the work-related injury occurs.
• Please find site specific guidance on the University Risk Management site under the “University of Colorado at Denver | Anschutz Medical Campus” tab.
  • If your location is not listed, go to the nearest emergency room or facility that can perform a blood draw.  
• Additional information is posted on the University Risk Management/Worker's Compensation Website

Who to Contact about Work-Related Injuries & Exposures

• Report work-related injuries to University Risk Management, and follow their protocol.
• Direct any workers’ compensation questions to University Risk Management (303) 860-5682 or (888) 812-9601 or [email protected].
• University Risk Management, not your health insurance, is responsible for payment of services related to a compensable, work-related injury, needle-stick, or body fluid exposure.

Claims & Bills

• You must file an online Employee Injury Report Form or Needlestick or Body Fluid Exposure Report Form within 10 days of the injury or exposure.
  • Go to the University Risk Management site to complete and submit the claim form. 
• Failure to file this form timely may result in penalties to you, including financial responsibility for treatment.
• Workers' Compensation coverage pays for reasonable and necessary medical expenses from designated providers with no co-pays or deductibles for compensable claims.
  • It also may​ preserve the resident's rights in the event the injury requires recovery time off work, future treatment, etc.

Send bills from authorized medical providers for a work-related occurrence to:

University Risk Management
1800 Grant St., Suite 700
Denver, CO 80203
Phone: 303-860-5682
Fax: 303-860-5680
Email: [email protected]

Immunizations, TB Screenings & Mask Fits

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Immunization/TB test records are not maintained within GME and are not accessible at or through the GME Office. You may email PROHealth, the designated provider for CU GME’s immunization program, at [email protected] to request a copy of your immunization documentation. Phone requests are not permissible. Your email will serve as your consent for release of records. Records will be provided only to you (no third parties) via email. You should keep a copy of these records and can then provide directly to requesting entities.

NOTICE TO RESIDENTS: You will initially be fitted for masks that meet Denver Health requirements. You may need to be fitted for other styles of masks at other facilities as you rotate. 

Immunization Information & Forms

• Immunization and TB Screenings for CU GME residents (opens pdf)
• PPD Test Result Document (opens pdf)
• Questionnaire for Positive TB Test Document (opens pdf)
• Immunization Summary Form for new residents(opens pdf)

Contact Information Regarding Immunizations & TB Screens

GME Benefits Office

• Wayne Woll, [email protected]

PROHealth

• Center for Occupational Safety & Health (COSH) Denver Health
  • 660 Bannock St., 7th floor
    Denver, CO  80204
  • Phone: 303-436-7155
  • Fax: 303-436-5113  
  • Email: [email protected]

Residents and fellows can take part in the free personal financial consultations (opens in new tab) with a financial professional from TIAA, the University's retirement plan service provider. Employee Services also offers customizable group talks​ (opens in new tab) on financial education.  

Self-Guided Resources (links below open in new tab): 

• AMA Resident Budget
• AMA Resident Financial Misconceptions
• AAMC Student Loan Repayment Tutorials
• AAMC Financial Wellness Program

 

CU Anschutz provides faculty and staff with a family care program to help balance professional demands while caring for your loved ones at home. Care@Work by Care.com is the world's largest online community for finding and managing care.

Care.com is the largest network for finding, managing and paying for care for the whole family. With your free, unlimited Care.com premium subscription membership, you can:

• Daycare providers, nannies and babysitters
• Tutors and remote learning assistants
• Special needs caregivers
• Elder and senior care providers
• Pet sitters and dog walkers
• Housesitters and cleaner

You pay for the services you arrange, but you have full access to the site without the monthly or quarterly membership fees.

You can search for care providers that are multilingual or that hold certifications that are important to you.

Importantly, residents/fellows will go through Care@Work website in order to check eligibility and enroll in CU Anschutz subscription and backup care benefits. Going directly to the public Care.com website will not take you to the required enrollment questions and process.

Questions?
Faculty and staff eligibility questions: [email protected]

Program benefits and enrollment questions: [email protected]